Terms of Service

1. Description of the Service

The Service is an AI-powered software platform that helps users explore hypothetical and illustrative scenarios in which certain purchases may or may not be tax deductible.

The Service:

• Does not know your actual purchase history
• Does not know your true intent at the time of purchase
• Relies entirely on user-provided information, which may be incomplete, inaccurate, or misleading
• Generates hypothetical, generalized, and non-authoritative outputs
• May produce errors, omissions, outdated information, or fabricated content

All outputs are illustrative only and are not determinative of tax treatment.

2. No Professional Advice or Services

The Company is not a professional services provider.

The Company does not provide:

• Tax advice
• Accounting advice
• Legal advice
• Financial advice
• Tax preparation services

We are not accountants, CPAs, enrolled agents, tax preparers, attorneys, or financial advisors, and no professional-client, fiduciary, or advisory relationship is created by your use of the Service.

Nothing provided through the Service constitutes professional advice or a recommendation to take any action.

You must consult a qualified professional before making any tax, legal, or financial decisions.

3. Educational, Informational, and Entertainment Purposes Only

The Service is provided solely for educational, informational, and entertainment purposes.

All examples, explanations, and scenarios generated by the Service are:

• Hypothetical
• Non-binding
• Non-exhaustive
• Context-dependent
• Subject to change

They are not a substitute for professional judgment, IRS guidance, Treasury Regulations, court decisions, or applicable laws.

4. User Responsibility and Attestation

By using the Service, you acknowledge and agree that:

• You are solely responsible for determining the accuracy, truthfulness, and applicability of any output
• You must independently verify all outputs before using them for any purpose
• You are responsible for ensuring compliance with all applicable laws and regulations
• You are solely responsible for determining whether any deduction is legitimate, supportable, properly documented, and defensible

You alone decide whether to use, modify, or discard any output generated by the Service.

5. User Representations and Warranties

You represent and warrant that:

• All information you provide to the Service is truthful, accurate, and complete to the best of your knowledge
• You understand the Service generates hypothetical and non-authoritative outputs
• You will not rely on the Service as a substitute for professional advice
• You accept full responsibility for any tax positions, filings, or representations you make

6. AI Limitations and Software Risks

You expressly acknowledge that:

• Artificial intelligence systems may generate incorrect, misleading, incomplete, or fabricated information
• The Service may contain bugs, defects, outages, security vulnerabilities, or logic errors
• Outputs may be outdated or inconsistent with current law or IRS interpretations
• The Service may be unavailable or discontinued at any time

You assume all risks associated with using the Service and its outputs.

7. No Government Affiliation or Endorsement

The Service is not affiliated with, endorsed by, or approved by the Internal Revenue Service, any state tax authority, or any governmental agency.

Use of the Service does not ensure compliance with any tax law or regulation.

8. Changes in Law

Tax laws, regulations, and interpretations change frequently.

The Service may not reflect the most current legal developments, and the Company has no obligation to update outputs to reflect changes in law.

9. No Fiduciary, Agency, or Reliance Relationship

Nothing in these Terms or your use of the Service creates any partnership, joint venture, agency, fiduciary, or employment relationship.

The Company does not act on your behalf, does not represent you before any authority, and assumes no duty of care beyond providing access to the Service.

You expressly agree that you do not rely on the Service as a source of truth, authority, or advice.

Any reliance is unreasonable and entirely at your own risk.

10. No Guarantees or Warranties

The Service is provided "as is" and "as available."

To the maximum extent permitted by law, the Company disclaims all warranties, express or implied, including but not limited to:

• Accuracy
• Completeness
• Reliability
• Fitness for a particular purpose
• Merchantability
• Non-infringement

The Company does not guarantee that:

• Any output is correct or lawful
• Any deduction will be accepted by tax authorities
• Any tax position will withstand audit or scrutiny
• Any outcome will be favorable

11. Audits, Penalties, and Enforcement Actions

The Company is not responsible for and shall have no liability for any audit, inquiry, examination, investigation, penalty, interest, fine, or enforcement action by any tax authority arising from your use of the Service or reliance on its outputs.

12. Limitation of Liability

To the maximum extent permitted by law:

In no event shall the Company be liable for any damages arising out of or related to your use of or inability to use the Service, including but not limited to:

• Tax penalties, interest, fines, or assessments
• IRS or state audits or enforcement actions
• Denied or disallowed deductions
• Lost profits, lost revenue, or business interruption
• Indirect, incidental, consequential, special, exemplary, or punitive damages

This limitation applies regardless of the theory of liability, whether in contract, tort, negligence, strict liability, statute, or otherwise, and even if the Company has been advised of the possibility of such damages.

The Company's total cumulative liability shall not exceed the lesser of:

• The amount paid by you to the Company in the twelve (12) months preceding the claim, or
• One hundred U.S. dollars ($100)

You acknowledge that these limitations reflect a reasonable allocation of risk and form an essential basis of the bargain between you and the Company.

Some jurisdictions do not allow certain limitations; in such cases, liability shall be limited to the maximum extent permitted by law.

13. Indemnification

You agree to defend, indemnify, and hold harmless Sandeep Arneja LLC and its members, officers, directors, employees, contractors, and affiliates from and against any claims, damages, losses, liabilities, costs, and expenses (including attorneys' fees) arising from or related to:

• Your use or misuse of the Service
• Your reliance on any output
• Any tax filings or representations you make
• Your violation of these Terms
• Any third-party claims arising from your actions

The Company's obligations under this section shall not exceed the limitations set forth in Section 12.

14. Eligibility

You must be at least 18 years old to use the Service.

By using the Service, you represent and warrant that you meet this requirement.

15. Suspension and Termination

The Company may suspend or terminate your access to the Service at any time, with or without notice, for any reason or no reason, including misuse of the Service or violation of these Terms.

16. Arbitration and Class Action Waiver

Please read carefully.

Any dispute, claim, or controversy arising out of or relating to these Terms or the Service shall be resolved exclusively through binding arbitration, not in court.

You waive any right to:

• A jury trial
• Participate in a class action, collective action, or representative proceeding

Arbitration shall be conducted on an individual basis only.

17. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to conflict-of-law principles.

18. Entire Agreement

These Terms constitute the entire agreement between you and the Company regarding the Service and supersede all prior or contemporaneous communications, representations, or understandings, whether written or oral.

19. Survival

Sections relating to disclaimers, limitation of liability, indemnification, arbitration, governing law, no reliance, and acknowledgment of risk shall survive termination of these Terms.

20. Contact Information

Sandeep Arneja LLC

Website: https://www.purchasedeductions.com

Email: support@purchasedeductions.com